Reading and writing decimals
Read the whole number and say “and” for the point. Then read the digits after it and name the last place: tenths, hundredths or thousandths.
How to read a decimal aloud
- Read the whole number part as normal: 12.
- Say “and” for the decimal point.
- Read the digits after the point as one number: 45.
- Finish with the name of the last place: hundredths.
So 12.45 is “twelve and forty-five hundredths”. If there is no whole number, start with the digits: 0.7 is “seven tenths” and 0.036 is “thirty-six thousandths”.
In everyday speech people often say “twelve point four five”. That is fine for reading a measurement, but the place-value way shows what the number means, so teachers ask for it.
See it: pictures to draw with your child
Copy these onto paper or a whiteboard. A quick sketch makes the idea concrete before any written method.
How to write a decimal from words
Work backwards. The last word tells you how many places come after the point: tenths need 1, hundredths need 2, thousandths need 3. Then write the number so that it ends in that last place, filling any gaps with zeros.
- “Six and three tenths” → 6.3
- “Six and three hundredths” → 6.03 (2 places, so a zero holds the tenths)
- “Six and three thousandths” → 6.003
- “Forty-two hundredths” → 0.42
See the words for any decimal
Type a decimal and read the words underneath. Try 6.3, 6.03 and 6.003.
Expanded form
Expanded form writes a number as the sum of what each digit is worth. 4.257 = 4 + 0.2 + 0.05 + 0.007. A fraction version is also used: 4 + 2/10 + 5/100 + 7/1000.
Expanded form is a good check that a child really understands the places, because they must give each digit its own value. Empty places are left out: 7.05 = 7 + 0.05.
Why the word “and” matters
In decimal reading, “and” means the decimal point. That is why careful readers say “one hundred five” for 105, not “one hundred and five”. Otherwise “one hundred and five tenths” could mean 100.5 or 105 tenths.
Most children in everyday speech say “and” in whole numbers too, and it rarely causes problems. The rule matters most when writing cheques or reading long decimals in maths.
Reading money
Money is usually read in dollars and cents: $14.05 is “fourteen dollars and five cents”. That matches the decimal reading exactly, because cents are hundredths: fourteen and five hundredths of a dollar.
The two zeros problem is the same too: five cents is $0.05, not $0.5. See decimals and money.
Tips for teaching reading and writing decimals
Start with money and measurements, because children already say them aloud. Ask them to read prices both ways: “four dollars and five cents” and “four and five hundredths”. The link between the two is the whole lesson.
Next, use a place value chart. Children write each digit in its column, then read the number from the last column’s name. Empty columns get a zero, which stops the classic 6.3 for 6.03 mistake.
Finally, play dictation games in both directions. One person says a decimal and the other writes it, then they swap. Five minutes a day for a week is usually enough to make this automatic.
Quiz: read and write decimals
Write decimals from words, choose the right words, or write expanded form as one number.
Where this fits: decimals step by step
- What are decimals
- Tenths
- Hundredths
- Decimal place value
- Reading and writing decimals (this page)
- Thousandths
- Decimals on a number line
- Comparing decimals
- Ordering decimals
- Rounding decimals
- Estimating with decimals
- Decimals and money
- Adding decimals
- Subtracting decimals
- × and ÷ by 10, 100 and 1,000
- Decimals × whole numbers
- Multiplying decimals
- Dividing decimals by whole numbers
- Dividing decimals
- Decimals to fractions
- Fractions to decimals
- Decimal word problems
What to say to your child
A short script for teaching it the first time. Pause after each line and let your child do the next step.
- “How do we say 3.5?” (Three and five tenths.)
- “And 3.05?” (Three and five hundredths.)
- “Why are they different?” (The 5 is in a different place.)
- “Write ‘two and seventy hundredths’.” (2.70.)
- “Is that the same as 2.7?” (Yes: seventy hundredths is seven tenths.)
More worked examples
Example 1: read 8.6
eight and six tenths
Example 2: read 0.07
seven hundredths
Example 3: write “three and fifteen thousandths”
3.015
Example 4: expanded form of 9.304
9 + 0.3 + 0.004
Practice questions (answers below)
Ask these out loud or write them down. Check each answer, and ask “how did you get that?” for one or two.
- Read 4.9 in words
- Read 0.38 in words
- Write “seven and two tenths”
- Write “seven and two hundredths”
- Write “fifty-six thousandths”
- Write 5 + 0.6 + 0.03 as one number
- Expanded form of 2.47
- Read $9.05
- Write “twelve and one tenth”
- Stretch: write “one hundred and one thousandth”
Show the answers
- four and nine tenths
- thirty-eight hundredths
- 7.2
- 7.02
- 0.056
- 5.63
- 2 + 0.4 + 0.07
- nine dollars and five cents
- 12.1
- 100.001
Common mistakes
How to teach it at home
Read the receipt
Read every price on a receipt in dollars and cents.
Dictation
Say a decimal; your child writes it. Swap roles.
Expanded race
Who can write 6.385 in expanded form first?
By grade
- Grade 4 (4.NF.C.6): read and write tenths and hundredths.
- Grade 5 (5.NBT.A.3a): read and write decimals to thousandths in numerals, words and expanded form.
- Next: thousandths.
More for each grade: Grade 4 math and the CBSE class 4 maths guide; Grade 5 math and the CBSE class 5 maths guide.
Worksheets and practice

Decimal place value worksheet: printable PDF with an answer key. · Make a fresh test
Decimal practice · decimal calculator · place value chart · decimals quiz · decimal levels · decimal games · decimals for kids
Last reviewed
Questions parents ask
How do you read decimals in words?
Read the whole number and say “and” for the point. Then read the digits after it as one number and name the last place: twelve and forty-five hundredths.
How do you write a decimal from words?
The last word tells how many places after the point: tenths 1, hundredths 2, thousandths 3. Fill gaps with zeros: six and three hundredths is 6.03.
What is expanded form for decimals?
The sum of each digit’s value: 4.257 = 4 + 0.2 + 0.05 + 0.007.
Is it wrong to say “point”?
No. “Twelve point four five” is common, but “twelve and forty-five hundredths” shows the meaning, so schools teach it.
What grade learns reading and writing decimals?
Grade 4 for tenths and hundredths, and grade 5 for thousandths (5.NBT.A.3a).